Krakenimages.com / Shutterstock.com Editor’s Note: This story originally appeared on Living on the Cheap. When you think about cutting your budget, do you immediately think about everything you’re going to need to sacrifice? It’s not very motivating to focus on what you’re going to lose, rather than how much you can gain by getting out … Read more
Krakenimages.com / Shutterstock.com I love a good estate sale. It’s one of the few opportunities in life to walk into someone’s home, look around and snag whatever catches my eye. Who could resist? My love of estate sales started in Chicago, a city where weekend “estate sale-ing” is practically a contact sport. Twenty years later, … Read more
Antonio Guillem / Shutterstock.com Editor’s Note: This story originally appeared on FlexJobs.com. Losing a job is never easy. And it can be especially tough if you’ve been laid off through no fault of your own. You may feel like you’re the only one going through it, but the truth is that layoffs happen frequently. If … Read more
fizkes / Shutterstock.com Editor’s Note: This story originally appeared on Construction Coverage. Due to both the drive up in home prices that began in 2020 and rising interest rates, mortgage payments have increased rapidly over the last year. The monthly mortgage payment for a median-priced home is now 66% higher than a year ago. According … Read more
Steve Cukrov / Shutterstock.com If chips and candy bars have a strong hold on your mind — and waistline — you are not alone. About 13% of older Americans meet the criteria for addiction to junk food and beverages, according to recent data from the University of Michigan’s National Poll on Healthy Aging, which surveyed … Read more
vchal / Shutterstock.com Everyone knows that wages are taxed by the federal government, but Uncle Sam has a far-reaching definition of “taxable income.” It covers numerous types of earnings that many people don’t realize are subject to federal income taxes. Following are several examples of taxable income that may come as a surprise. 1. Social … Read more
Rido / Shutterstock.com Editor’s Note: This story originally appeared on FlexJobs.com. Every 60 seconds, 20 people are abused by an intimate partner. Domestic violence affects people of all races, ethnicities, religions, incomes, beliefs, and sexual orientations. It can include stalking, sexual violence, physical violence, and financial control. Domestic violence also doesn’t pause when we go … Read more
fizkes / Shutterstock.com Inflation continues to make life difficult for millions of Americans. Although prices have moderated somewhat in recent months, costs continue to climb. And it seems unlikely that the trend will abate any time soon. That truth has people discouraged, according to recent polling by Fidelity Investments. In a survey of 3,569 adults … Read more
Retirement is an essential milestone that requires careful planning and saving to ensure a comfortable future. But with so many variables at play, it’s challenging to determine the magic number needed to secure a comfortable retirement. After someone asked a poverty finance community how much they needed for a comfortable retirement, these were their honest … Read more
wavebreakmedia / Shutterstock.com If you were born in 1950, Uncle Sam has his eye on you right now. That’s because April 1, 2023, is the deadline to take your first required minimum distribution (RMD), essentially a mandatory withdrawal of a minimum amount of money from retirement accounts. That withdrawal is generally considered taxable income. This … Read more