admin pixelheadphoto digitalskillet / Shutterstock.com According to the U.S. Census Bureau, the poverty rate among Americans aged 65 and older increased from 8.9% in 2020 to 10.3% in 2021. That was the only age group to see a statistically significant increase during that period. Millions of older Americans are eligible for assistance programs — but might … Read more
Dean Drobo / Shutterstock.com Editor’s Note: This story originally appeared on The Penny Hoarder. Do you wish you had more money set aside? Not a rainy day fund for unexpected expenses but something that could cushion the financial stress of a major life event? When Nora Martin was expecting her first child, she wasn’t going … Read more
Question: I’m approaching middle age, I’m debt-free and have been maxing out my 401(k) since I got my first job right out of college. That account plus my emergency fund and a small bequest my grandfather left has given me a net worth of $420,000. I plan to keep contributing to my 401(k), but will … Read more
matthew Munsell / Shutterstock.com Millions of Americans desperate to find an affordable home still have hope if they are willing to move to one of a handful of markets, according to research from RealtyHop. Property values in many places have surged in recent years, and they remain elevated despite a cooling trend over the past … Read more
Ground Picture / Shutterstock.com Some of the most important decisions about retirement are made in the handful of years just before you stop working. Use these last years in the workforce to set yourself up for a comfortable retirement on your own terms. Here are several crucial steps to take in the last five years … Read more
Monkey Business Images / Shutterstock.com Editor’s Note: This story originally appeared on The Penny Hoarder. The minimum wage just went up in about half the states in the U.S., giving more than 8 million workers an instant raise. You don’t want to be one of them, though. You shouldn’t have to settle for making minimum … Read more
Inflation has caused soaring prices in almost every facet of life, including groceries and other essentials. If you are feeling the pinch of inflation, you are not alone. Recently men compiled a list of tips for making the most of your budget for necessities. Here are the best tips to save money on groceries and … Read more
KucherAV / Shutterstock.com If you have a tax refund coming, you probably feel it cannot arrive soon enough. Fortunately, the IRS gives you multiple ways to track the status of your cash. Whether you prefer cutting-edge technology or are an old-fashioned type, the IRS has an option for you when it comes to tracking your … Read more
Have you ever purchased an item so great it drastically improved your quality of life? An item so wonderful you don’t know how you spent your entire life without it by your side? I know I have, and so have these ten Redditors. Here are ten life-changing items. 1. Quality Bedding Image Credit: Shutterstock. We … Read more
Kristi Blokhin / Shutterstock.com Buying a home can be a tug of war between home sellers and homebuyers. In many markets, one side has an advantage over the other. Now that home prices are declining, buyers are gaining some leverage on sellers in many cities — but not everywhere. Despite the nation’s cooling real estate … Read more