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Monkey Business Images / Shutterstock.com If you’re on a fixed income — like most people in retirement — controlling your expenses becomes more important than ever. One way to do that? Living somewhere with a lower cost of living. That’s part of the thinking behind the website WalletHub’s recent ranking of “2023’s Best States to … Read more

pixelheadphoto digitalskillet / Shutterstock.com According to the U.S. Census Bureau, the poverty rate among Americans aged 65 and older increased from 8.9% in 2020 to 10.3% in 2021. That was the only age group to see a statistically significant increase during that period. Millions of older Americans are eligible for assistance programs — but might … Read more

Dean Drobo / Shutterstock.com Editor’s Note: This story originally appeared on The Penny Hoarder. Do you wish you had more money set aside? Not a rainy day fund for unexpected expenses but something that could cushion the financial stress of a major life event? When Nora Martin was expecting her first child, she wasn’t going … Read more

Question: I’m approaching middle age, I’m debt-free and have been maxing out my 401(k) since I got my first job right out of college. That account plus my emergency fund and a small bequest my grandfather left has given me a net worth of $420,000. I plan to keep contributing to my 401(k), but will … Read more

matthew Munsell / Shutterstock.com Millions of Americans desperate to find an affordable home still have hope if they are willing to move to one of a handful of markets, according to research from RealtyHop. Property values in many places have surged in recent years, and they remain elevated despite a cooling trend over the past … Read more

Ground Picture / Shutterstock.com Some of the most important decisions about retirement are made in the handful of years just before you stop working. Use these last years in the workforce to set yourself up for a comfortable retirement on your own terms. Here are several crucial steps to take in the last five years … Read more

Monkey Business Images / Shutterstock.com Editor’s Note: This story originally appeared on The Penny Hoarder. The minimum wage just went up in about half the states in the U.S., giving more than 8 million workers an instant raise. You don’t want to be one of them, though. You shouldn’t have to settle for making minimum … Read more

KucherAV / Shutterstock.com If you have a tax refund coming, you probably feel it cannot arrive soon enough. Fortunately, the IRS gives you multiple ways to track the status of your cash. Whether you prefer cutting-edge technology or are an old-fashioned type, the IRS has an option for you when it comes to tracking your … Read more