CarlosBarquero / Shutterstock.com If you hope to live for a long time, a healthy lifestyle is probably the single most important thing you can do to increase the number of years you have on this planet. With that in mind, wellness website Life Extension recently used federal data to determine which states have the best … Read more
J.J. Gouin / Shutterstock.com The Tax Cuts and Jobs Act of 2017 changed a lot of rules, but one thing remains the same: It is exceedingly difficult to evade the long arm of the taxman. That’s even true of Social Security benefits. Many people know that if you work while collecting benefits before reaching your … Read more
Pressmaster / Shutterstock.com Editor’s Note: This story originally appeared on The Penny Hoarder. Amid a tight labor market, many employers continue to look for ways to counter staffing shortages and lure potential hires back into the workforce. While some use creative benefits or work-from-home options as hiring draws, others hope to attract employees quickly with … Read more
Roschetzky Photography / Shutterstock.com A combination of soaring mortgage rates and already-high housing prices has softened demand for homes in many parts of the country. That new reality has left many homeowners wondering if the value of their homes is about to tumble. Indeed, prices are falling in some areas. However, in some markets, a … Read more
We all work hard for our money, so it’s essential to spend it wisely. However, there are many things that people spend their money on that are a complete waste. From expensive cable packages to premium gasoline, many items marketed as “must-haves” are not worth the money. In this article, we’ll explore some of the … Read more
Maybe stick to the traditional yellow Peeps this year. Consumer Reports warns that a certain dye known to be carcinogenic, Red Dye 3, is being used in some other colors of the popular Easter marshmallow confection. This dye is also being used in other products made by the same manufacturer, Just Born: Peeps Pink Marshmallow … Read more
Elnur / Shutterstock.com Next time you feel like moving an entire washer load straight into the dryer, don’t be too quick to toss your clothes in and walk away. Not every item of clothing can withstand a high-heat (or even a low-heat) tumble dry without shrinking, stretching or falling apart. As if that’s not scary … Read more
Thinking about converting your retirement account to a Roth IRA? It’s easy to see why the Roth IRA is so incredibly popular. Contributions to a Roth IRA are made with income that has already been taxed, meaning there’s no initial tax benefit, but the money you have in a Roth grows tax-free over time. Roth … Read more
Financial bloggers often portray the traditional IRA vs. the 401(k) plan as a debate, as if one plan is better than the other. In truth, they’re very different plans, and they fill very different needs. If you can, you should plan to have both. This is especially true if your 401(k) plan is fairly restrictive. … Read more
Krakenimages.com / Shutterstock.com Many credit cards offer a slew of incentives to consumers who use them — from cash back and other rewards to zero liability in case of fraud. But credit cards are not always your best form of payment, especially if you aren’t great with debt. In many cases, you are better off … Read more