10 Free Tools for Becoming a Writer

Prostock-studio / Shutterstock.com Editor’s Note: This story originally appeared on The Penny Hoarder. Whether it’s a calling, a passion, a way to make money — or some combination of all three, writing is a pretty rewarding way to spend your time, not that I’m biased. But before you set out for your favorite cafe with … Read more

How to Avoid Mail Delivery Phishing Scams

TheVisualsYouNeed / Shutterstock.com Don’t be like me. Don’t be dumb. I feel like a fool. After years of occasionally writing articles about scams and fraud, I fell for a simple phishing scam on my cellphone. I gave up my debit card information to a scammer — possibly one based in the tiny European nation of … Read more

4 Common Homeowner Association Violations

Damir Khabirov / Shutterstock.com Many people who belong to a homeowners association view these organizations as a giant pain. HOAs often make rules that homeowners must follow. Fail to do so, and you could be fined. But there is good reason behind an HOA’s tough approach: The goal is to ensure practices that keep the … Read more

Retirees Are Fleeing These 10 States

Andy Dean Photography / Shutterstock.com When people retire, they often move to another state. And in 2021, older residents of some states were especially likely to pack up and go. Recently, SmartAsset looked over data from the U.S. Census Bureau’s 2021 1-year American Community Survey and teased out information that reveals which states had high … Read more

18 Best Staycation Ideas for Frugal Families

PeopleImages.com – Yuri A / Shutterstock.com Editor’s Note: This story originally appeared on Living on the Cheap. If you’d rather not spend school breaks or time off work spending lots of money, why not stay in your city instead of jetting off to an exotic location? A staycation is your chance to visit fun attractions … Read more

5 Home Renovations With the Worst Return on Investment

ungvar / Shutterstock.com Want to boost your home’s value? Grab your remodeling tool kit and head outside. For three decades, exterior replacement projects have provided a bigger return on investment than interior discretionary remodels — and that trend remains in place, according to Zonda Media’s 36th annual Cost vs. Value report. However, if you insist … Read more

Why Your Bank Account Rate Might Soon Rise

After many years of miniscule returns, banks are finally giving savers a decent return on their money. And even if the rates at your bank haven’t bumped higher yet, that might change soon. The failures of two banks — Silicon Valley Bank and Signature Bank — caused many customers at small and midsize banks to … Read more

She Wants to Share Finances But He Doesn’t Because He Makes ‘7 Times’ More Than She Does

A couple who have been together for almost three years and have recently moved in together are experiencing financial disagreements. Unequal Financial Footing The woman is a college student who works part-time, while the man completed his college degree two years prior and secured a job through his internship. The man has received a promotion … Read more

10 of the Hottest Products on Amazon Today

Whether you’re an impulse shopper or just like to be on top of the latest trends, you might want to check out Amazon’s “Movers & Shakers” lists. These are the hottest items on Amazon right now, based on how much their sales rank has jumped compared with 24 hours earlier. According to Amazon: “For example, … Read more

24 Things Frugal People Do

ESB Professional / Shutterstock.com Editor’s Note: This story originally appeared on Living on the Cheap. People choose to be frugal for different reasons. Maybe they were raised to live a frugal life, so it’s second nature to them. Perhaps they are consciously frugal and are saving to pay cash for a house, or they have … Read more