J.J. Gouin / Shutterstock.com The Tax Cuts and Jobs Act of 2017 changed a lot of rules, but one thing remains the same: It is exceedingly difficult to evade the long arm of the taxman. That’s even true of Social Security benefits. Many people know that if you work while collecting benefits before reaching your … Read more

Pressmaster / Shutterstock.com Editor’s Note: This story originally appeared on The Penny Hoarder. Amid a tight labor market, many employers continue to look for ways to counter staffing shortages and lure potential hires back into the workforce. While some use creative benefits or work-from-home options as hiring draws, others hope to attract employees quickly with … Read more

Roschetzky Photography / Shutterstock.com A combination of soaring mortgage rates and already-high housing prices has softened demand for homes in many parts of the country. That new reality has left many homeowners wondering if the value of their homes is about to tumble. Indeed, prices are falling in some areas. However, in some markets, a … Read more

Maybe stick to the traditional yellow Peeps this year. Consumer Reports warns that a certain dye known to be carcinogenic, Red Dye 3, is being used in some other colors of the popular Easter marshmallow confection. This dye is also being used in other products made by the same manufacturer, Just Born: Peeps Pink Marshmallow … Read more

Elnur / Shutterstock.com Next time you feel like moving an entire washer load straight into the dryer, don’t be too quick to toss your clothes in and walk away. Not every item of clothing can withstand a high-heat (or even a low-heat) tumble dry without shrinking, stretching or falling apart. As if that’s not scary … Read more

Thinking about converting your retirement account to a Roth IRA? It’s easy to see why the Roth IRA is so incredibly popular. Contributions to a Roth IRA are made with income that has already been taxed, meaning there’s no initial tax benefit, but the money you have in a Roth grows tax-free over time. Roth … Read more

Financial bloggers often portray the traditional IRA vs. the 401(k) plan as a debate, as if one plan is better than the other. In truth, they’re very different plans, and they fill very different needs. If you can, you should plan to have both. This is especially true if your 401(k) plan is fairly restrictive. … Read more

Krakenimages.com / Shutterstock.com Many credit cards offer a slew of incentives to consumers who use them — from cash back and other rewards to zero liability in case of fraud. But credit cards are not always your best form of payment, especially if you aren’t great with debt. In many cases, you are better off … Read more

BearFotos / Shutterstock.com I’ve been decluttering for years, since long before Marie Kondo — the maven of tidying — was a household name. One approach I take is to try buying only things I’ll use regularly. I once tested that strategy. My husband and I were debating whether to buy a folding table for hosting … Read more