admin Some 26 million American adults (1 in 10) don’t have any credit record, according to U.S. government research. An additional 19 million Americans have credit records that are either too old or too insignificant to create a credit score. Add in those who have poor credit scores, and you’re looking at tens of millions of … Read more
Inside Creative House / Shutterstock.com Tax refunds are always a hot topic this time of year. Some Americans get nothing back at tax time, but millions of others count on that yearly refund to put a little more spending dough in their pockets. If you’re expecting a refund, put that extra cash to good use. … Read more
Subscribe: Apple Podcasts | Google Podcasts | Spotify | Amazon Music | RadioPublic | Stitcher | RSS If you’re on a steady salary, creating a spending plan is straightforward, because you know both what’s coming in and what’s going out every month. But what if you don’t have a stable salary? What if you’re one … Read more
Ground Picture / Shutterstock.com When it comes to retirement milestones, there’s rarely one right answer — especially since the federal government may move targets or use variables that can be confusing. Case in point: A few years ago, the age at which many people are required to start withdrawing money from most types of retirement … Read more
oneinchpunch / Shutterstock.com Editor’s Note: This story originally appeared on Living on the Cheap. Yes, you can get fit on a budget. Sure, personal trainers do wonders, but there are plenty of ways to improve your fitness without one. Try out these free fitness apps on your smartphone to shape up in no time. 1. … Read more
An online post recently described how someone’s 63-year-old sister lost everything to a romance scam but still refuses to believe what is happening. Moreover, she expects this invisible Prince Charming to marry her. She quit her job, maxed out her credit cards, and divorced her husband — signing the house over to him. After all … Read more
Life moves quickly. It’s easy to get distracted. But that can be costly. Miss an important financial date or deadline, and you could be on the hook for a penalty or lose out on a limited-time opportunity to save money. Enter our “Money Calendar” series. In this edition, we’ve rounded up noteworthy money dates for … Read more
Taking care of yourself is very important; people tend not to spend a lot of money on themselves cause they feel bad or make excuses why they can’t afford it. However, sometimes investing in yourself and spending money to feel better can help immeasurably. Here are the best examples of investments people highly recommend for … Read more
Anton27 / Shutterstock.com Some taxpayers dread what they might owe at tax time while others are so excited that they spend their refund before it hits their bank account. There are a lot of smart uses for a tax refund — but sadly, just as many terrible ones. Following are some of the worst ways … Read more
michaeljung / Shutterstock.com The older we get, the more important health care becomes. So it makes sense that the states with the best health care look better and better as retirement approaches. Recently, WalletHub ranked all 50 states according to the quality of health care they offer. In compiling its rankings, WalletHub looked at more … Read more