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Deciding when to file for Social Security benefits can be daunting. Some choose to file early, while others believe it is a better bet to wait. However, a recent analysis says the choice is relatively easy: More than 90% of older workers should file for benefits starting at age 70, according to the analysis from … Read more

fizkes / Shutterstock.com The average tax refund was close to $3,200 last tax season, but it stands to be considerably smaller this season. Continued loan payment pauses for some taxpayers amid the COVID-19 pandemic could mean they made less or no tax-deductible interest payments during the 2022 tax year, the one for which their return … Read more

Studio Romantic / Shutterstock.com If you have Medicare or will soon, you probably know the basics of what it covers. But how much do you know about all the lesser-known benefits that are included with Medicare health insurance coverage? They aren’t exactly free, because the Medicare program itself isn’t free. But these included services have … Read more

Fida Olga / Shutterstock.com Editor’s Note: This story originally appeared on HireAHelper. Risk is unavoidable in any new business, but entrepreneurs in certain industries can expect greater likelihood of survival early on. Real estate and rental and leasing businesses have the highest first-year survival rates at 88.4%. Other industries that rank highly for survival rates … Read more

Retirement planning is no walk in the park. It’s complicated. No surprise that many of us make mistakes that can turn retirement dreams into last-minute panic. As retirement nears, there are tons of things to think about, like when to take Social Security, how much to take out of your 401(k), creating a spending plan … Read more

Alarm bells are ringing in Washington. The United States recently hit its debt limit — the cap on how much money the federal government is allowed to borrow to pay for all its financial obligations, including Social Security and Medicare payments, salaries for the military, tax refunds and more. The Treasury Department has already begun … Read more

UfaBizPhoto / Shutterstock.com Used car prices are finally returning to earth. After climbing throughout most of the COVID-19 pandemic, used car prices finally fell 2% in November and 3% in December, according to iSeeCars. In the last month of the year, the average used car price dropped more than $1,000, which iSeeCars characterized as the … Read more

Kicking up your feet and taking life easy for just a few extra minutes each day is associated with less brain power, according to new research published in the Journal of Epidemiology & Community Health. Researchers found that losing just six or seven minutes each day to sedentary activity — or even to light-intensity activity … Read more

The Roth IRA vs traditional IRA – they’re basically the same plan, right? Not exactly. While they do share some similarities, there are enough distinct differences between the two where they can just as easily qualify as completely separate and distinct retirement plans. To clear up the confusion between the two, let’s look at where … Read more

Are you trying to win the Mega Millions, but your numbers never seem to come up? It may be time to look for better ways to make money. Fortunately, you can earn extra cash without going and getting a “real job.” What are the best ways to avoid sitting in a cubicle all day? Some … Read more