Many retirees age 72 or older are up against a potentially costly tax deadline. Folks that age who own certain types of retirement accounts generally must withdraw what the IRS calls a “required minimum distribution,” or RMD, by Dec. 31 of every year, as the IRS recently reminded taxpayers. Those who miss their RMD deadline … Read more
If you have $15,000 stashed away, you’ll want to put that money to work. If you don’t, inflation can quickly eat away at your nest egg. Plus, the current rise in interest rates has made it worthwhile to have some money in savings accounts again. But where should you invest your $15,000? That depends on … Read more
The very thought of getting into real estate investing can be overwhelming. There’s a lot of work involved in finding the right property, not to mention the many expenses involved with purchasing real estate. On top of this, you have to worry about finding good tenants and being a landlord. You can avoid the hassle … Read more
The holiday season is a wonderful time of the year, full of fun, friends and family. Unfortunately, however, it’s also a stressful time of year. And an expensive one. But there’s no reason to stress or spend more than you have to, especially when there are simple, no-cost tricks to save big bucks. Here are … Read more
Tempted to indulge in junk food this holiday season? You probably won’t be doing your brain any favors. Getting a higher percentage of your calories from highly processed foods is associated with a faster rate of cognitive decline, according to a study recently published in JAMA Neurology, a scientific journal of the American Medical Association. … Read more
Christmas and Kwanzaa are less than two weeks away — with Hanukkah now less than one week out — and shipping deadlines are fast approaching. No wonder you’re scrambling to finish all that gift shopping – and you’re hardly the only one. Historically, the second Monday of December has been a popular shopping day, particularly … Read more
Jonathan Weiss / Shutterstock.com Restaurant gift cards can be the perfect holiday present, especially for friends and loved ones who are notoriously difficult to please. And if you purchase a gift card from the right restaurant, you can get a little holiday bonus with your card. Following are a slew of restaurants offering bonus gift … Read more
If you have the Costco Anywhere Visa, you have extended warranty protection — but not for much longer. Reddit users reported months ago that the card’s website no longer made mention of the extended warranty benefit, leading some to believe Citi, the card issuer, would soon stop including it. That is indeed what’s happening in … Read more
fizkes / Shutterstock.com No one likes paying bills, but chances are that you have at least a few. And, of course, the rules depend on who’s collecting the money. You might have autopay options, or you might be sending in checks using your bank’s bill pay features. When paying bills, having a good system can … Read more
M1 Finance is a personal finance company that offers a variety of financial services, including investment management, portfolio analysis, and stock trading. The company is headquartered in Chicago, Illinois, and was founded in 2015. If you read more about them in our M1 Finance review you’ll clearly see they are a top notch online broker … Read more