9 Things You Should Never Put on a Debit Card

Asian People Stock Photo / Shutterstock.com A debit card is a lot like cash, because transactions are instantaneous. The minute you check out is essentially the minute that money leaves your bank account. Using debit cards can be risky, too. They don’t offer a lot of financial protection and are more attractive to thieves in … Read more

Best Homeowners Insurance Companies of 2022 – Updated for December

The best home insurance companies offer high-quality coverage that protects against damage to your home’s structure and your property, whether it is caused by lightning, winds, fire, or other covered perils. Homeowners’ insurance also comes with important liability coverage that can save you financially if someone is injured on your property and decides to sue … Read more

Tax Breaks Increase for Gifts, Estates and Capital Gains in 2023

Andrii Iemelianenko / Shutterstock.com The income thresholds that trigger some important taxes are changing in 2023. The IRS is making the changes to account for inflation. The moves will mostly impact wealthy taxpayers, although some folks in the middle class also likely will benefit. Following are definitions of the three key taxes that are impacted … Read more

8 Things You Can Get for Free at Pharmacies

Gorodenkoff / Shutterstock.com In this age of higher-priced drugs and complex health care systems, a trip to the pharmacy can spark worry. How much will it cost? How much will insurance cover? What if I don’t have insurance? Just as some home improvement stores offer free services, some pharmacies offer freebies as incentives to develop … Read more

10 Ways the New Retirement Law Helps Savers of All Ages

Marcos Castillo / Shutterstock.com Americans soon will enjoy greater access to retirement plans and be able to delay withdrawing their savings, thanks to year-end legislation that President Joe Biden is expected to sign shortly. The $1.7 trillion appropriations package passed by the U.S. Senate on Dec. 22 and the House of Representatives on Dec. 23 … Read more

15 Cities With the Most Unhealthy Air in America

sc_images / Shutterstock.com There’s something in the air — and it’s not love. The American Lung Association has released its latest annual State of the Air report, which grades the levels of pollution — from soot to smog — that Americans were exposed to over the three-year period from 2018 to 2020. It also grades … Read more