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Wondering how to save $100,000. Yes, the whopping six-figure milestone. It’s one of the hardest things to do in your personal finances but is also a revolutionary financial achievement. It’s a lot of money. And it also can take years to get to this point, but it is well worth it when you have that … Read more

Below, you’ll find everything you need to know when it comes to using a credit card vs. debit card. Whether for personal use or business, it’s of the utmost importance to understand the difference between using a debit card and using a credit card. The Gist We’ll cut to the chase for the already financially … Read more

If you search the Internet, you’ll find numerous personal finance tips available. So why is this post any different? Well, for one this is a collection of the very best ones that beginners really need to know. I’ve seen posts with like 75+ tips and I’ve seen articles with just a handful of very general … Read more

Living paycheck to paycheck — to put simply — is the worst. It just plain sucks. And many times during this time period, you feel hopeless and that there is no end insight.  Besides the hopelessness, you also are putting emotional stress on yourself because you are trying to figure out how you’re going to … Read more

In the personal finance world, there needs to be more talk about how to increase your salary. Cutting back expenses and budgeting is all great, but it still provides some limitations. Making more money (while challenging at times) has no real cap on how much you can earn. It also can have a major impact … Read more