We’re constantly bombarded with the message that we aren’t saving enough. The headlines scream about the “retirement crisis” and how millions of Americans have zero savings. And it’s true—most people are underfunded. But there’s another group of people who have the opposite problem. They’re the “super-savers,” the ones who max out every account, track every … Read more
While politicians love to get in front of cameras and argue about “saving” Social Security, there’s a quiet machine running in the background that does a lot of the heavy lifting without a single vote being cast. Most people obsess over the COLA—the Cost-of-Living Adjustment—because that’s the money coming in after you retire. But if … Read more
Editor’s Note: This story originally appeared on Boldin. Retirement is not a number. It is not a bank account balance, and it certainly isn’t an arbitrary age. It’s more of an evolving lifestyle that is shaped by health, finances, purpose, and personal choice. That’s why mandatory retirement ages, which require people to stop working once … Read more
You are likely leaving money on the table every single month. We are conditioned to believe that outside of a car dealership or a real estate closing, the price tag is the final word. That assumption is an expensive mistake. In an economy where inflation has driven up the cost of living, passive acceptance of … Read more
You’re already five minutes late, you step outside, and your windshield is covered in a sheet of ice that looks like it belongs on a hockey rink. Your first instinct is to crank the heat, blast the defroster, and wait 15 minutes while your gas money literally disappears into thin air. But you don’t have … Read more
You’ve probably seen those glossy brochures for “senior-friendly” home renovations. They usually feature $10,000 walk-in tubs and sleek, custom-built ramps that cost more than a used Honda. It’s enough to make anyone on a fixed income give up and start looking at assisted living brochures. But here’s a secret the contractors won’t tell you: you … Read more
Kohl’s can be a goldmine for great deals, if you know how to shop smart. With the right strategies, you can stretch every dollar, score quality items for less, and make the most of your budget. Mastering a few simple tricks turns every trip into a chance to save big, letting you bring home more … Read more
Entering retirement on a modest income requires a shift in perspective. You are moving from a phase of accumulation to one of preservation, and often, the items you spent decades acquiring become hurdles rather than help. Many of these assets carry hidden costs — insurance, maintenance and taxes — that can eat through a fixed … Read more
Ever wondered if a simple idea could turn into a fortune? Many everyday inventions that seem almost too basic have gone on to generate massive profits. These success stories show that million‑dollar ideas often come from spotting ordinary problems and solving them in clever, practical ways. They’re powerful reminders that simplicity, paired with creativity, can … Read more
We recently published an article for the “super-savers“—those rare birds who worry they’re hoarding too much cash for the future. If you read that and thought, “Must be nice to have that problem,” this article is for you. The uncomfortable reality is that most Americans are woefully unprepared for retirement. They aren’t just missing their … Read more