fizkes / Shutterstock.com Editor’s Note: This story comes from Wealthramp. The new year has arrived. As we turn the page, this is the ideal time to take a thorough look at your finances and investments, see where you are and plan where you want to be in 2023. The economy undoubtedly took a beating in … Read more
Krakenimages.com / Shutterstock.com With each new year, millions of people make resolutions to improve their day-to-day lives, including how they handle money. Within a few weeks, most of us quickly succumb to old bad habits. But that is not true for everyone. Some people stick to their pledges and end the year in a better … Read more
If you have purchased a CD — otherwise known as a certificate of deposit — from your bank, you probably know that withdrawing money from it before the term expires usually requires payment of a penalty. However, you might not realize that this fee you pay for an early withdrawal — which typically amounts to … Read more
Africa Studio / Shutterstock.com For many people, leaving an inheritance is an opportunity to provide loved ones with a final parting gift. But not all inherited assets are created equal. “If I’m inheriting something, I want something with no strings attached,” says Mallon FitzPatrick, head of wealth planning and managing director at wealth management firm … Read more
I hate debt. Don’t you? Debt’s like a cancer, eating away at your goals. It’s taking money out of your pocket and handing it to a lender. They’re getting ahead. You’re not. So, let’s destroy your debts this year! And while we’re at it, let’s fix up your credit, too. If your debts are small … Read more
CREATISTA / Shutterstock.com Editor’s Note: This story originally appeared on The Penny Hoarder. If you’re struggling with unpaid medical bills, you’re not alone. Americans are estimated to owe as much as $140 billion in unpaid medical debt, according to a 2021 study from the Stanford Institute for Economic Policy Research. Mounting medical bills can wreck … Read more
Dee Dalasio / Shutterstock.com Editor’s Note: This story originally appeared on The Penny Hoarder. As anyone who has accumulated a collection of jewelry knows, there’s nothing like the detritus in drawers, boxes and overflowing jewelry boxes. Amid the diamonds and opals, the silver and gold (OK, if you’re lucky), lies a different kind of beauty … Read more
Life moves quickly. It’s easy to get distracted. But that can be costly. Miss an important financial date or deadline, and you could be on the hook for a penalty or lose out on a limited-time opportunity to save money. Enter our “Money Calendar” series. In this edition, we’ve rounded up noteworthy money dates in … Read more
Kamil Macniak / Shutterstock.com If inflation ravaged your budget in 2022, you’re probably looking for ways to cut costs in 2023. Some expenses are relatively easy to trim, and we highlighted many of them in “15 Painless Ways You Can Cut Costs in 2022.” But there are also some less obvious ways to keep a … Read more
Monkey Business Images / Shutterstock.com It’s hard to put a price on a good night’s sleep. The right amount of rest leaves us ready to face another day, and contributes to our health over the long run. Yet, many people do not get restful sleep. Recently, researchers at University of California, Berkeley, uncovered some of … Read more