There’s a quiet comfort that comes from seeing a healthy cash balance sitting in your account. It feels like control, protection, and a buffer between your family and whatever the world throws at you next. For many households, especially after years of uncertainty, holding extra cash doesn’t feel like an active decision. It feels like … Read more
Buy now, pay later services (BNPL services) are a version of layaway purchases. The typical app lets you spread payments into four chunks. Most require a down payment of 25%; then, you create an installment plan of three equal payments. For example, if you buy something for $400, you pay $100 at the start and … Read more
In today’s economy, everyone is looking to boost their income, and this also includes school teachers. Fortunately, in this day and age, there are numerous ways teachers can make extra money that aligns their skills. Additionally, these side hustles offer the flexibility to manage their primary teaching responsibilities effectively. 1. Online Tutoring Photo Credit: Depositphotos. … Read more
Spending beyond your limits can lead to serious financial stress and long-term money problems. Recognizing the signs of overspending is crucial for maintaining financial health. By addressing these habits early on, you can avoid debt and achieve your financial goals. 1. You are Living Paycheck to Paycheck Photo Credit: Depositphotos. 78% of full-time workers said … Read more
There are several hints that you’re stuck in a middle-class mindset. These habits can hold you back from achieving greater financial success. By challenging these beliefs and adopting a more growth-oriented mindset, you can open yourself up to new opportunities and strategies that can lead to a more prosperous future. 1. Preference for Comfort Over … Read more
Photo Credit: Depositphotos. Money can be a source of tension in families. When siblings expect to divide an estate, disagreements over fairness can arise. Distributing wealth in a way that doesn’t center on the children can help minimize such conflicts. 4. Supports Charitable Causes Photo Credit: Depositphotos. Opting to leave your savings to a charitable … Read more
There are excellent side gigs with flexible work hours that can provide valuable opportunities for additional income without interfering with your primary job or personal life. This flexibility helps balance work and personal commitments, reduces stress, and allows for a better work-life balance. Additionally, having a side gig can provide financial stability and a safety … Read more
Most people don’t feel stuck with money because they are “bad at math.” They feel stuck because their money is moving, and they are not the one directing it. If you have ever opened your banking app and thought, “We make decent money, so why does it feel like it disappears?” you are not alone. … Read more
Certain workplace behaviors can indicate that someone is struggling with money issues. Financial stress can impact an individual’s performance, well-being, and relationships at work. By identifying and addressing these issues, both employees and employers can work together to find solutions and create a more supportive and productive work environment. 1. Frequently Absent Photo Credit: Depositphotos. … Read more
Boosting your monthly savings can be simple with a few easy steps. Saving more money provides a financial cushion for emergencies, helps you reach your financial goals faster, and reduces financial stress. 1. Monitor Utility Bills Photo Credit: Depositphotos. Besides being conscience of your energy consumption (electric and gas), you’ll want to always monitor your … Read more