Expanding your investment choices is a powerful way to strengthen your financial future. By looking beyond traditional options, you can build a more balanced portfolio that’s better equipped to handle market shifts and seize new opportunities. Exploring alternative investments not only spreads risk but also opens the door to greater long‑term growth and financial stability. … Read more
If you’re looking to buy a new car, it’s essential to think about the long game. Prices are high and new cars notoriously start losing value the instant they leave the lot. So you’re wise to think about this big investment in terms of both what you can afford now and of what your new … Read more
You can be intelligent, motivated, and full of good intentions, yet still feel trapped in a cycle of restarting. Momentum often builds quickly in the beginning. Plans feel clear and deeply convincing. Motivation feels strong for a short season. Then life interrupts the routine without warning. The gym bag stays untouched in the car. The … Read more
Editor’s Note: This story originally appeared on Boldin. Roth conversions are one of the most effective planning strategies for managing taxes over your lifetime. When used thoughtfully, they can reduce future tax risk, increase flexibility in retirement, and help smooth income across different phases of life. Once you’ve decided that Roth conversions may make sense … Read more
For decades, the financial industry has obsessed over that magical seven-figure balance in your 401(k) that supposedly signals you are ready to quit the rat race. But new data suggests that retirees are no longer fixated on how much they have saved. They are worried about how long it will last. According to a recent … Read more
Advancing in your career often depends on more than just doing your job well, it also requires avoiding habits that can quietly undermine your progress. When you show reliability, take initiative, and communicate effectively, you naturally stand out in the workplace. Recognizing and correcting the behaviors that limit your visibility or impact can make a … Read more
I’ve been writing about personal finance since the early ’90s and investing in stocks since the early ’80s. One thing I’ve learned: You can’t stop the future, but you can prepare for and profit from it. Perfect example: These days, we’re seeing headlines about retail recessions and warehouse automation replacing human workers. I recently read … Read more
You can be intelligent, motivated, and full of strong intentions, yet still feel trapped in a cycle of restarting. Plans often begin with real momentum. The first week feels energizing and different. Then routines quietly fall apart. The gym bag stays untouched in the car. The business idea remains buried in your notes app. The … Read more
I bought my first stock more than 45 years ago. Since then, I’ve lived through the crash of 1987 (Black Monday), the dot-com bubble, the Great Recession, and the post-pandemic inflation spike. Market cycles change, but one thing never does: human nature. In my four decades of watching people try to build wealth, I have … Read more