Having an extreme consumer mentality can put your finances into some serious trouble. Whether that is excess consumer debt, spending more than you make, not having an emergency fund for unexpected situations, or just not prepping for your future. Not everyone needs to be an extreme investor where you become some expert or guru. Additionally, … Read more
It’s never a good feeling when you find yourself in some serious debt. Whether that is from high student loans, overspending, or making some not-so-good financial decisions. The key is to avoid any more debt mistakes, as you embark on solving and beginning to repay any debts you have. If you are not careful, you … Read more
As surprising as it may be to you, some 1.7 billion adults worldwide still don’t have access to a bank account, according to data released by the World Bank. This is what you call being “unbanked.” However, there are still several ways you can cash a personal check without a bank account. Remember though, personal checks … Read more
Having financial excuses is all-too-common and causes many people to delay their financial literacy and their future financial health. According to The Associated Press-NORC Center for Public Affairs Research, two-thirds of Americans would struggle to scrounge up $1,000 in an emergency. If your friends, family, or even you are making money excuses or delaying taking … Read more
Investing in the stock market can be a mix of emotions and can take you on a roller coaster ride financially if you are not prepared. It can also be intimidating, scary, and sometimes, plain confusing at first. By investing in the stock market, you can elevate your wealth overtime and reach your future financial … Read more
To really understand where your money is going, you’ll want to have specific budget categories that keep everything highly organized. These will help you be more detailed, without having to track every little cent. But by categorizing your budget, you can quickly identify problems or see where you need to make adjustments. Here you’ll learn the value … Read more