Hryshchyshen Serhii / Shutterstock.com Many of us find it challenging to save money for retirement. But simply increasing savings is only half the battle. Once you commit to fattening your nest egg, you have to decide how to invest that cash. Recently, the Investment Company Institute surveyed more than 9,000 adults to learn more about … Read more
Managing personal finances can be daunting, but luckily, numerous apps are available to help you keep track of your spending, savings, investments, and more. Recently, a platform shared different apps to manage your finances, making staying on top of your money less stressful. 1. Microsoft Excel or Google Spreadsheet It is one of the best … Read more
fizkes / Shutterstock.com Deductions reduce your taxable income, so it’s in your best interests to claim as many as possible when filing your tax return. To get the most lucrative tax deductions, you need to itemize expenses using a Schedule A. This form lets you write off mortgage interest, real estate taxes, charitable contributions and … Read more
Lordn / Shutterstock.com It’s often said money can’t buy happiness — and that might be true in the broadest sense. But there are plenty of purchases that can make your life better, and many don’t cost much in the grand scheme of things. If you’re the type of person to feel guilty about purchasing things … Read more
santypan / Shutterstock.com Editor’s Note: This story originally appeared on The Penny Hoarder. Let’s face it: Some people are just night owls. As much as those morning people with their 4 a.m. alarm followed by a 60-minute CrossFit routine and a homemade breakfast want to think otherwise, some of us were just designed to function … Read more
Roman Samborskyi / Shutterstock.com Editor’s Note: This story originally appeared on NewRetirement. Contrary to what many financial planners suggest, you can live on a lot less than 100% or even 80% of your pre-retirement income. In fact, a survey by T. Rowe Price of new retirees who have 401(k) account balances or rollover IRAs found … Read more
eggeegg / Shutterstock.com Editor’s Note: This story originally appeared on FlexJobs.com. When you’re a retiree and looking for a new career, finding career resources can be tricky. The challenges you’re facing are unique, and they generally require a different approach than those of younger job seekers. Whether you’re looking for a complete career change or … Read more
G-Stock Studio / Shutterstock.com March has finally arrived, signaling the spring — and a host of exciting freebies! From an opportunity to enjoy free Bundt cake or a complimentary kids workshop and gratis wildflower seed packets to kickstart your spring planting, we’ve rounded up an array of fresh and fabulous deals to help you usher … Read more
Kristi Blokhin / Shutterstock.com Editor’s Note: This story originally appeared on Living on the Cheap. If you know you’re going to need one or more of the following big-ticket items in the next year or so, it may make sense to budget and plan to make all the purchases in one year to make the … Read more
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