According to a recent Lending Club report, 64% of Americans lived paycheck-to-paycheck in December 2022, up from 61% a year earlier. Also, one-third of American consumers report not saving any money. But what does it mean to live paycheck-to-paycheck, and how does a person break the cycle? In this article, I’ll answer that question, but … Read more
fizkes / Shutterstock.com Editor’s Note: This story originally appeared on FlexJobs.com. Getting laid off is one of the most jarring events in your professional life. Even if you know it’s coming, it can still make you feel lost. You might hear a lot of feedback about famous people who used losing a job to launch … Read more
DenisProduction.com / Shutterstock.com Editor’s Note: This story originally appeared on Smartest Dollar. The COVID-19 pandemic and resulting economic crisis caused unprecedented financial strain throughout the U.S., prompting the government to offer economic relief packages at every level, from stimulus checks for personal use to local fiscal recovery funds at the state level. But the Paycheck … Read more
Robert Kneschke / Shutterstock.com Has there ever been a better time to postpone retirement? In fact, the number of older workers has been on the rise since at least the mid-1990s, according to the Bureau of Labor Statistics. Following are several unexpected benefits of delaying retirement. 1. You get to do meaningful work michaeljung / … Read more
Subscribe: Apple Podcasts | Google Podcasts | Spotify | Amazon Music | RadioPublic | Stitcher | RSS Last year was terrible for stocks, with the Dow, S&P and tech-heavy Nasdaq all posting double-digit losses. And more likely than not, those losses affected your retirement accounts. According to the latest data from Fidelity Investments, in the … Read more
Looking for a new cellphone carrier? If you want the best network quality, you might want to avoid T-Mobile. That is among the findings of recent rankings from J.D. Power. The 2023 U.S. Wireless Network Quality Performance Study — based on responses from 35,120 wireless customers nationwide — found that T-Mobile offered the worst (or … Read more
PeopleImages.com – Yuri A / Shutterstock.com Editor’s Note: This story originally appeared on Construction Coverage. The red-hot pandemic housing market has finally cooled in recent months. Due to actions by the Federal Reserve to combat inflation, mortgage rates have more than doubled from the historic lows seen in 2021. As a result, home sales have … Read more
Andrii Zastrozhnov / Shutterstock.com The next time you check your credit score, you might discover it has taken a tumble because of a seemingly small mishap on your part. This happened to me once because I misplaced a bill for a whopping $12.70. My nonpayment ended up being reported to credit bureaus, also known as … Read more
Prostock-studio / Shutterstock.com It’s common to think of Social Security as money you receive in retirement, but the program is actually much broader. Through the Social Security Administration, the government provides payments to spouses, children and those with disabilities, among others. Here’s a closer look at some benefits of Social Security that you may have … Read more
Everyone knows fast food is not good for your health. But simply living near a cluster of fast-food restaurants is associated with a higher risk of having a stroke, according to new research. The study found that people who are 50 and older and live near a so-called “food swamp” — where there is a … Read more