Job security is always a concern when choosing a career, but some fields are more recession-proof than others. And while there’s no guarantee that any job will be immune to cutbacks or layoffs, some industries weather economic storms better than others. One industry that tends to be recession-resistant is finance. After all, people will always … Read more

NDAB Creativity / Shutterstock.com Turning 65 brings access to senior discounts galore, but there is no benefit of senior citizenship quite like Medicare. The federal program extends subsidized health insurance primarily to folks age 65 and older. But while Medicare coverage comes with numerous freebies, it is hardly free. Medicare beneficiaries pay into the system … Read more

Kristen Prahl / Shutterstock.com Editor’s Note: This story originally appeared on The Penny Hoarder. Thanks mostly to Jack Sparrow, we have come to romanticize the idea of pirates. But pirates are thieves, and they do not work exclusively on sailing ships or in port towns. They operate in your neighborhood as porch pirates, who steal … Read more

A scammer’s best friend is a sense of urgency. If they can get you to do something before rousing suspicion, whether you eventually uncover the scam doesn’t really matter — it’s already too late to stop it. The danger can be in something as simple as clicking a link inside an email. And that email … Read more

What happens if your investments are down just as you’re heading into retirement? The nest egg you’ve been building for decades could have taken a major hit, and pulling it out now locks in that loss. The advice to delay taking Social Security as long as possible can be a good strategy for people without … Read more

This winter, Americans once again will have access to free at-home COVID-19 testing kits. The Biden administration announced Dec. 15 that all households are eligible for free at-home tests. You can order four free testing kits per household at the government’s official COVID.gov website. Those who do not have access to the internet can order … Read more

Subscribe: Apple Podcasts | Google Podcasts | Spotify | Amazon Music | RadioPublic | Stitcher | RSS In this week’s podcast, we’re talking taxes. They say death and taxes are the only certain things in life. Certain or not, though, taxes are definitely stressful, which is probably why one-third of Americans procrastinate when tax time … Read more

The holidays are almost here, and Old St. Nick soon will be climbing down chimneys and leaving presents behind. Want to help Santa dream up ideas for stocking stuffers? Take a look at these great ideas for men, women and children. Just note that although prices you see here will almost always be accurate, they … Read more

goffkein.pro / Shutterstock.com Editor’s Note: This story originally appeared on The Penny Hoarder. Buying a house is an expensive endeavor. You might spend years saving for a down payment to earn the pleasure of paying a mortgage, property taxes and homeowners insurance each month. But the final price can get even higher when you factor … Read more

It’s time to use it or lose it for many folks with flexible spending accounts, the tax-advantaged vehicles that help you pay for medical expenses. Money in FSAs generally must be used within your health insurance plan year. Employers are allowed — but not required — to offer one of two extensions of sorts, according … Read more