AS photostudio / Shutterstock.com It’s a new year, and that means another 12 months of fabulous new freebies! If you resolved to curb your spending in 2023, we’ve got you covered. With these generous January offers, you’ll find that every extra dollar saved can bring you a little closer to achieving your financial goals. Read … Read more

Syda Productions / Shutterstock.com Editor’s Note: This story originally appeared on The Penny Hoarder. If you’re anything like me, then one of the biggest challenges in your budget comes down to one little problem: the bone-deep need for a good cup of coffee. As someone who’s been addicted to the bean since before high school, … Read more

Dean Drobot / Shutterstock.com Editor’s Note: This story originally appeared on The Penny Hoarder. If you have no credit history, it can be hard to do things like get a mortgage, find affordable car loans or even rent a bigger apartment. The easiest place to start building good credit is with a credit card. But … Read more

It’s no surprise that college is expensive, but today, prospective learners are increasingly skeptical of the price tag. Seventy percent of 18- to 34-year-olds who do not have college degrees — and 49% who do — said in a recent survey that college is a “questionable investment.” For me, the value of the investment wasn’t … Read more

fizkes / Shutterstock.com If you’re living on a fixed income or struggling to hold on to your home, you might be relieved to learn about property tax deferral programs. Generally offered through state or local governments, these programs enable eligible homeowners to postpone paying part or all of their property taxes — for anywhere from … Read more

Kleber Cordeiro / Shutterstock.com You’ve probably heard that the United States is undergoing a “triple-demic” right now — a convergence of three contagious respiratory viral illnesses: influenza, COVID-19 and RSV (respiratory syncytial virus). Hospitals around the country are filling with cases of all three, CBS News reports. Flu season typically doesn’t peak until February and, … Read more

You can only work so many hours per day, so if you want to build wealth, you will need to make money while you sleep. For this to happen, you must find ways to generate passive income. Unfortunately, earning passive income can seem overwhelming as it often requires a lot of money or effort upfront … Read more

Ariya J / Shutterstock.com Editor’s Note: This story originally appeared on Living on the Cheap. If your spending has gotten out of control or you want to cut down on unnecessary expenses, it might be time to embark on a no-spend challenge. Going an entire month without spending beyond necessities can be an eye-opening experience. … Read more

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Bogdan Sonjachnyj / Shutterstock.com The recent holiday cold wave that put much of the nation on ice probably has you dreaming of travel to warmer climates. Before you book a trip, make sure you look for ways to save. By tapping into the wisdom of the most seasoned — and frugal — globetrotters, you can … Read more