Living in poverty often requires individuals to make difficult choices with their limited financial resources. While some may assume that people in these circumstances simply cut back on luxury items or unnecessary expenses, the reality is that many must find ways to stretch every penny in order to survive. This can lead to the purchase … Read more
Axel Bueckert / Shutterstock.com Not everyone can count on Social Security. People who didn’t pay into the Social Security system or who didn’t pay enough into it, as well as those in certain other situations, may be ineligible for the program’s retirement benefits. Following are several types of folks who should not count on receiving … Read more
Before I started writing in the personal finance space, I spent nearly 8 years working alongside my husband in a funeral home. My husband Greg worked as a mortician, and I was the Director of Family Services. I learned so much about living and dying during my years in the mortuary business, but there’s one … Read more
Getting a new car is one of the better feelings in life, I’ll admit. But, it’s also one of the biggest financial transactions most people make. Get a good deal, and you’ll save a ton of money over the life of the car. Strike a bad deal, and it can haunt you for years. It … Read more
Ground Picture / Shutterstock.com The premise of the book “The Millionaire Next Door” is that wealthy people often look like everyone else. They’re driving 10-year-old cars, hitting the neighborhood yard sales and mowing their own lawns, even though they could afford to splurge on whatever they want. This article is about the frugalists next door. … Read more
bbernard / Shutterstock.com We all know how easy it is to blow money on a big purchase. Buy an expensive home or car, and you soon might regret it. But it’s also easy to lose gobs of money a little at a time. That’s true whether you live paycheck to paycheck or you have money … Read more
Mangostar / Shutterstock.com Editor’s Note: This story originally appeared on FlexJobs.com. There are many reasons why you might be exploring your flexible career options. Perhaps your neighbor works remotely and you envy their morning coffee on the porch as you head out for your daily commute. Maybe your home life has changed, and you’re now … Read more
Zivica Kerkez / Shutterstock.com Editor’s Note: This story originally appeared on Living on the Cheap. We’ve all seen the home renovation shows where the nice young couple buys a decrepit home with a kitchen so ugly even 1960 wouldn’t take it back. In 30 or 60 minutes, that ugly house becomes a veritable dream home, … Read more
Choosing how and when to take Social Security benefits is one of the most important financial decisions you will ever make. Social Security benefits have many nuances, though, and the choices you make can radically alter the benefits you ultimately receive. Many people need help making decisions about Social Security. One way to get advice … Read more
Subscribe: Apple Podcasts | Google Podcasts | Spotify | Amazon Music | RadioPublic | Stitcher | RSS In this episode of the Money Talks News podcast, we’re talking about the Midas metal. Gold has long been known as a store of value and a hedge against both inflation and global uncertainty. This is why it’s … Read more