While the winter holidays feel like a distant memory, retailers are already anxious to clear out inventory to make room for spring arrivals. Presidents’ Day — falling on Monday, Feb. 16, this year — is your best opportunity to score deep discounts on specific categories, provided you know where to look. The trick with February … Read more

Retirement may mark the end of the daily grind, but many retirees find that a little extra cash flow provides the freedom to travel more, dine out often or simply breathe easier when bills arrive. The challenge is finding low-stress side hustles that don’t drag you back into the high-pressure work environment you just left … Read more

Some popular productivity ideas sound helpful but can quietly drain your time, energy, and even your money. When you rely on these myths, you end up working less efficiently and making choices that hurt your financial well‑being. Recognizing these misconceptions is the first step toward streamlining your workflow, using your resources wisely, and improving both … Read more

Editor’s Note: This story originally appeared on Live and Invest Overseas. The beaches between Punta Chame and Rio Hato are in my backyard, so to speak. There are several of them, each with a unique personality. The area they are in is known as the arco seco, or the dry arch. What’s so special about … Read more

Every now and then, you come across a purchase so useful that it completely changes your daily routine. Once you finally try it, you can’t help but wonder how you ever managed without it. Many people only realize the impact of these small upgrades after the fact, wishing they’d discovered them sooner. Below are some … Read more

Every weekend, I recap “news you can use” from the week — a handful of quotes from major (and often expensive) news sources — so you can stay up to date on the news that affects your money without spending a dime and in less than a minute. Here’s an overview of what happened this … Read more

Sometimes the small things we do without thinking can send the wrong message about our finances, even when that’s not what we intend. These habits can easily lead to confusion or stress between partners, especially if money isn’t openly discussed. Being mindful of how your actions come across and keeping communication honest—helps build trust and … Read more

There is a specific kind of silence that only exists at 5:30 a.m. The coffee is brewing, the emails haven’t started, and the rest of the house is still asleep. For most people, this is just a moment to wake up. For a savvy few, it is the most profitable hour of the day. You … Read more

A lot of people assume their income sets the ceiling for what’s financially possible, but that isn’t the whole story. With steady habits, thoughtful planning, and a clear set of goals, building real wealth on an average salary is absolutely within reach. When the middle class leans into consistency and smart choices, a strong financial … Read more

Running out of money in retirement can create real challenges, especially when expenses keep rising and income becomes fixed. That’s why thoughtful planning is essential long before you stop working. Preparing early helps protect your financial security and ensures you can enjoy your later years with comfort, confidence, and dignity. 1. Losing Control of Your … Read more