A recent Senate Judiciary Committee investigation concluded that UnitedHealth Group — the largest health insurer in America — appears to exploit the Medicare Advantage system to generate billions in excess profits. The report, released by Sen. Chuck Grassley (R-Iowa), details how UnitedHealth developed specific strategies to maximize payments from the federal government. Investigators reviewed more … Read more

We’re constantly bombarded with the message that we aren’t saving enough. The headlines scream about the “retirement crisis” and how millions of Americans have zero savings. And it’s true—most people are underfunded. But there’s another group of people who have the opposite problem. They’re the “super-savers,” the ones who max out every account, track every … Read more

While politicians love to get in front of cameras and argue about “saving” Social Security, there’s a quiet machine running in the background that does a lot of the heavy lifting without a single vote being cast. Most people obsess over the COLA—the Cost-of-Living Adjustment—because that’s the money coming in after you retire. But if … Read more

Editor’s Note: This story originally appeared on Boldin. Retirement is not a number. It is not a bank account balance, and it certainly isn’t an arbitrary age. It’s more of an evolving lifestyle that is shaped by health, finances, purpose, and personal choice. That’s why mandatory retirement ages, which require people to stop working once … Read more

You are likely leaving money on the table every single month. We are conditioned to believe that outside of a car dealership or a real estate closing, the price tag is the final word. That assumption is an expensive mistake. In an economy where inflation has driven up the cost of living, passive acceptance of … Read more

You’re already five minutes late, you step outside, and your windshield is covered in a sheet of ice that looks like it belongs on a hockey rink. Your first instinct is to crank the heat, blast the defroster, and wait 15 minutes while your gas money literally disappears into thin air. But you don’t have … Read more

You’ve probably seen those glossy brochures for “senior-friendly” home renovations. They usually feature $10,000 walk-in tubs and sleek, custom-built ramps that cost more than a used Honda. It’s enough to make anyone on a fixed income give up and start looking at assisted living brochures. But here’s a secret the contractors won’t tell you: you … Read more

Kohl’s can be a goldmine for great deals, if you know how to shop smart. With the right strategies, you can stretch every dollar, score quality items for less, and make the most of your budget. Mastering a few simple tricks turns every trip into a chance to save big, letting you bring home more … Read more

Entering retirement on a modest income requires a shift in perspective. You are moving from a phase of accumulation to one of preservation, and often, the items you spent decades acquiring become hurdles rather than help. Many of these assets carry hidden costs — insurance, maintenance and taxes — that can eat through a fixed … Read more

Ever wondered if a simple idea could turn into a fortune? Many everyday inventions that seem almost too basic have gone on to generate massive profits. These success stories show that million‑dollar ideas often come from spotting ordinary problems and solving them in clever, practical ways. They’re powerful reminders that simplicity, paired with creativity, can … Read more