You can be intelligent, motivated, and full of strong intentions, yet still feel trapped in a cycle of restarting. Plans often begin with real momentum. The first week feels energizing and different. Then routines quietly fall apart. The gym bag stays untouched in the car. The business idea remains buried in your notes app. The … Read more

I bought my first stock more than 45 years ago. Since then, I’ve lived through the crash of 1987 (Black Monday), the dot-com bubble, the Great Recession, and the post-pandemic inflation spike. Market cycles change, but one thing never does: human nature. In my four decades of watching people try to build wealth, I have … Read more

In the pursuit of happiness, people often associate richness with having a lot of money or possessions. However, true wealth extends far beyond the size of one’s bank account. There are countless aspects of life that can make an individual feel rich and fulfilled, irrespective of their financial situation. 1. Peace of Mind Photo credit: … Read more

Before making a deposit of $10K or more, there are several concerns to consider. Being mindful of these concerns helps ensure that your large deposit is handled smoothly and without complications, protecting your financial interests and maintaining compliance with the law. 1. FDIC Insurance Limits Photo Credit: Depositphotos. The Federal Deposit Insurance Corporation (FDIC) covers … Read more

Smart shoppers know that enjoying luxury doesn’t have to mean overspending. With the right strategies, it’s entirely possible to treat yourself to high‑end items while still staying firmly within your budget. By being intentional about where and how they shop, people can enjoy premium quality, protect their finances, and experience the finer things in life … Read more

If you are shopping for an engagement ring right now, you have probably already heard the pitch for lab-grown diamonds. They are chemically and physically identical to mined diamonds, but they come with a significantly smaller price tag. But while you might be saving money compared to a natural stone, a recent investigation by CBC … Read more

You’ve probably watched those home organization shows where a team of experts descends on a messy house, buys $5,000 worth of clear plastic bins and arranges everything by the color of the rainbow. That isn’t organizing. That’s staging. And for most of us, it’s expensive, unrealistic and impossible to maintain. True organization is about changing … Read more