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Nicoleta Ionescu / Shutterstock.com Editor’s Note: This story originally appeared on Living on the Cheap. As the holiday gift-giving season approaches, we often are filled with a sense of dread: How will we ever find the perfect gift for everyone on our list, have the time to finish our shopping and come up with the … Read more

How much money you have has very little to do with how wealthy you feel. That’s backed up by a new report called “Everyday Wealth in America” from wealth management firm Edelman Financial Engines. It surveyed more than 2,000 people from all net worth brackets, with an emphasis on upper-middle-class earners who have household assets … Read more

Cari Rubin Photography / Shutterstock.com Subscriptions can be tricky. At times, they’re easy to forget because we tend to pay for them infrequently, while other times we feel compelled to “get our money’s worth.” They multiply and sometimes offer overlapping benefits. And those benefits are constantly retooled for ever-changing prices, always inviting a fresh cost-benefit … Read more

Rido / Shutterstock.com This deal is definitely beautiful for bargain hunters. For a limited time, Olay is giving customers a reason to smile, thanks to this holiday rebate program from Procter & Gamble. Receive a $25 digital gift card of your choice, when you purchase $25 of Olay Facial Skin Care products. It’s that simple! … Read more

Winter is the season for holiday festivities, ice skating and cozying up in front of a fireplace with a hot cup of cocoa. But if your house is not prepared for the elements, the winter cold can take a toll on your home — and your finances. Fortunately, there are steps you can take to … Read more

For well over a year, there has been speculation that Costco might hike its annual membership fee. And although such a move is probably not imminent, it might be on the horizon. During Costco’s latest quarterly earnings call, Richard Galanti, chief financial officer, suggested that a membership hike is inevitable. Galanti noted that over the … Read more

This has been a rough year for the bottom line in millions of American households. Not only has inflation surged, but the stock and bond markets are suffering through one of their worst-ever years. And now, home prices are beginning to fall. But one generation, in particular, has really seen its finances suffer during 2022. … Read more

Many retirees age 72 or older are up against a potentially costly tax deadline. Folks that age who own certain types of retirement accounts generally must withdraw what the IRS calls a “required minimum distribution,” or RMD, by Dec. 31 of every year, as the IRS recently reminded taxpayers. Those who miss their RMD deadline … Read more

If you have $15,000 stashed away, you’ll want to put that money to work. If you don’t, inflation can quickly eat away at your nest egg. Plus, the current rise in interest rates has made it worthwhile to have some money in savings accounts again. But where should you invest your $15,000? That depends on … Read more

The very thought of getting into real estate investing can be overwhelming. There’s a lot of work involved in finding the right property, not to mention the many expenses involved with purchasing real estate. On top of this, you have to worry about finding good tenants and being a landlord.  You can avoid the hassle … Read more