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Having financial excuses is all-too-common and causes many people to delay their financial literacy and their future financial health. According to The Associated Press-NORC Center for Public Affairs Research, two-thirds of Americans would struggle to scrounge up $1,000 in an emergency. If your friends, family, or even you are making money excuses or delaying taking … Read more

Are you tired of feeling like your income vanishes before the next paycheck arrives? Living on one income can be a challenge, but it doesn’t have to mean a life of hardship. With some planning and adjustments, you can thrive on a single income. Our list of 15 tips focuses on proven ways to save … Read more

Retirement can be a scary and nervous time. You’ve spent decades saving and investing, but are you really prepared? Worries about running out of money plague even the most responsible seniors. There are subtle, yet powerful signs that you’re doing better than you might think financially.  1. Average Net Worth Of $409,900 Photo Credit: Depositphotos. … Read more

In today’s consumer-driven world, it’s common for individuals to spend their money on items that provide little practicality or long-term benefits. Despite financial advice and warnings, people continue to fall into the trap of purchasing things that offer little value in return. Be mindful of these expenses to avoid losing your savings. 1. Trendy Fad … Read more

Mixing money and family is not always recommended. It can stir up more problems compared to it helping. If your family reaches out to you up for a loan, how do you set effective boundaries with them? After someone asked for advice, I grabbed the ten best tips from the discussion to help with the … Read more