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In our consumer and debt-heavy society, living beyond your means is all-too-common. And unfortunately for us, it can put us in tricky financial situations and consumer debt. Considering how easy it is to impulse buy online and use credit cards, we end up spending more than we make. This process has become so normalized, that we overlook … Read more

When new investors get started in the stock market, many times they are disappointed when their purchase value drops. Not understanding why or what happened, often times the investor makes rash decisions where even more money could be lost.  It’s common to experience this in your investing adventures. But looking back at my mistakes and … Read more

There are ways you can start saving money in small increments. And also ones you may be overlooking without realizing. This does not mean you’ll get rich in a year or two by doing this. That’s one of my annoyances with some finance articles that make it sound like you’ll get rich saving a few … Read more

As you build your emergency fund and savings, a question you might ask yourself is, “How many bank accounts should I have?” However, for most people having one bank account is a common option and there is no thought in really expanding to other accounts.  Now the majority of people really do not need more than … Read more