The 10 Best Thrift Store Chains

ThomasPhoto / Shutterstock.com One of the best things about being a professional thrift shopper and reseller is exploring different parts of the country and seeing what national and local chains do best. After 30 years of road-tripping and online flipping, I’ve developed a list of secondhand shopping hot-spots that can guide your own treasure hunt. … Read more

Pre-tax vs. Roth (after-tax) 401k Contributions

A major decision in retirement planning is whether to make pre-tax or Roth (after-tax) 401k contributions. Pre-tax contributions go into your retirement account with money that has not been taxed, and then taxes will be paid when the funds are withdrawn in retirement. With Roth contributions, taxes will be taken from the money prior to … Read more

Are Appliance Extended Warranties Worth It?

BearFotos / Shutterstock.com Editor’s Note: This story originally appeared on The Penny Hoarder. When you reach a certain age, home appliance shopping is something to be excited about. It’s easy to drop a significant chunk of money on that new fridge with French doors, and it’s really rather odd how delighted you can be over … Read more

How to Choose Between Active and Passive Investing

goodluz / Shutterstock.com Editor’s Note: This story comes from Wealthramp. Active investing and passive investing are two contrasting approaches to making your money work for you in today’s market. Both philosophies use the S&P 500 as a benchmark to gauge the success of their performance, however active investing will typically aim to outperform the benchmark, … Read more

10 States With the Smallest Homes

Artazum / Shutterstock.com American homes today are larger than in our past. After World War II, construction of a national system of highways allowed homebuyers to gravitate to the suburbs where the size of homes began to grow. The average single family American home grew from 909 square feet in 1949 to 2,480 square feet … Read more

How to Create a Realistic Retirement Budget

267993647 / Shutterstock.com Editor’s Note: This story originally appeared on The Penny Hoarder. You’ve spent decades in the workforce earning a living, your schedule dictated by the demands of the job. All the while, you’ve been steadily adding to your savings so that one day you could get to this point: retirement. You finally have … Read more

These U.S. Cities Will Be Most Impacted by Rising Sea Levels

MainlanderNZ / Shutterstock.com Editor’s Note: This story originally appeared on Construction Coverage. Increasing global temperatures will bring changes to our environment, economy, and society, but one of the most pronounced effects will be the impact on sea levels. A 2019 report from the U.N.’s Intergovernmental Panel on Climate Change (IPCC) estimated that global mean sea … Read more