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Deciding how to distribute your assets in your will is a significant and sometimes difficult decision. Many parents consider leaving their house to their children, thinking it will provide them with a valuable asset and a sense of security. However, there are several compelling reasons why this might not be the best choice. Understanding the … Read more

The journey to financial success usually involves a lot of hard work, careful planning, and disciplined habits. However, once people reach a certain level of financial comfort, the wealthy often stop doing certain things that were once necessary in their pursuit of success.  1. Chasing Status Symbols Photo Credit: Depositphotos. The wealthy often realize that … Read more

Your daily habits play a big role in how much energy you have, but some routines may be quietly draining you without you even realizing it. Identifying and changing these energy-draining habits can help you feel more refreshed, focused, and productive throughout the day. By making small adjustments, you can boost your energy and improve … Read more

While frugal people are diligent about cutting costs and maximizing value in their daily expenses, they recognize the importance of investing in areas that contribute to their overall well-being and happiness. These carefully chosen investments reflect their values, priorities, and long-term goals, serving as opportunities to enhance their quality of life and derive lasting satisfaction. … Read more

Becoming rich often depends on avoiding common financial mistakes that can drain your resources and hold you back.  Understanding these mistakes is crucial for making smarter choices with your money. By learning what to avoid, you can take control of your finances, grow your wealth, and work toward financial freedom. 1. Waiting to Invest Until … Read more

Planning for retirement is essential, but even the best intentions can lead to mistakes that cause problems later on. Many Boomers are discovering that certain savings strategies they relied on didn’t work out as planned, leaving them with unexpected financial challenges.  1. Relying Solely on Social Security Photo Credit: Depositphotos. Many retired Boomers counted on … Read more

Attending a four-year college is a great option for many students, but it’s not the only path that can set you up for a successful future. With education costs rising and degrees becoming more common, it’s worth looking at all your choices before committing to traditional college. This isn’t a knock on earning a degree. … Read more