15 Affordable Places Retirees Move To If They Love The Beach

Retiring to a beautiful beachfront location is a dream for many people, but the high cost of living in popular beach destinations can be a barrier. Fortunately, there are still affordable options for those looking to retire near the beach. With a little research, you can find an affordable retirement location that offers beautiful beaches, warm weather, and plenty of activities for seniors.

1. Myrtle Beach, South Carolina

15 Affordable Places Retirees Move To If They Love The Beach — Photo Credit: Depositphotos.

Myrtle Beach is a popular retirement destination due to its warm climate, low cost of living, and beautiful beaches. The cost of living in Myrtle Beach is 5% lower than the national average, making it an affordable retirement location. Retirees can enjoy beachfront living without breaking the bank. The city also offers several senior living communities and activities.

2. Gulfport, Mississippi

Gulfport is a coastal city in Mississippi known for its beautiful beaches and affordable cost of living. The city’s cost of living is 15% lower than the national average, making it an affordable retirement location. Gulfport also offers several senior living communities and activities, including golfing, fishing, and boating.

3. Pensacola, Florida

Pensacola is a popular retirement destination due to its beautiful beaches, warm climate, and low cost of living. The cost of living in Pensacola is 2% lower than the national average, making it an affordable retirement location. The city also offers several senior living communities and activities, including fishing, boating, and golfing.

4. Port St. Lucie, Florida

Port St. Lucie is a coastal city in Florida known for its beautiful beaches, warm climate, and affordable cost of living. The city’s cost of living is 3% lower than the national average, making it an affordable retirement location. Port St. Lucie also offers several senior living communities and activities, including fishing, boating, and golfing.

5. Gulf Shores, Alabama

Gulf Shores is a coastal city in Alabama known for its beautiful beaches, warm climate, and affordable cost of living. The cost of living in Gulf Shores is 7% lower than the national average, making it an affordable retirement location. The city also offers several senior living communities and activities, including fishing, boating, and golfing.

6. Brunswick, Georgia

Brunswick is a coastal city in Georgia known for its beautiful beaches and affordable cost of living. The cost of living in Brunswick is 12% lower than the national average, making it an affordable retirement location. The city also offers several senior living communities and activities, including golfing, fishing, and boating.

7. St. Augustine, Florida

St. Augustine is a popular retirement destination due to its beautiful beaches, historic sites, and low cost of living. The cost of living in St. Augustine is 2% lower than the national average, making it an affordable retirement location. The city also offers several senior living communities and activities, including golfing, fishing, and boating.

8. Beaufort, South Carolina

Beaufort is a coastal city in South Carolina known for its beautiful beaches, charming downtown area, and affordable cost of living. The cost of living in Beaufort is 3% lower than the national average, making it an affordable retirement location. The city also offers several senior living communities and activities, including golfing, fishing, and boating.

9. Biloxi, Mississippi

Biloxi is a coastal city in Mississippi known for its beautiful beaches, casinos, and affordable cost of living. The cost of living in Biloxi is 16% lower than the national average, making it an affordable retirement location. The city also offers several senior living communities and activities, including golfing, fishing, and boating.

10. Corpus Christi, Texas

Corpus Christi is a coastal city in Texas known for its beautiful beaches, warm climate, and affordable cost of living. The cost of living in Corpus Christi is 7% lower than the national average, making it an affordable retirement location. The city also offers several senior living communities and activities, including golfing, fishing, and boating.

11. Galveston, Texas

Galveston offers retirees beautiful beaches and a relaxed coastal atmosphere at an affordable cost. The cost of living here is about 8% lower than the national average. The city boasts historic charm, with attractions like the Strand Historic District and Moody Gardens. Retirees can enjoy fishing, boating, and a variety of cultural events year-round.

12. Panama City Beach, Florida

Known for its stunning white-sand beaches and clear waters, Panama City Beach is a prime retirement spot. The cost of living is 10% lower than the national average. This area offers numerous senior-friendly amenities, including golf courses, fishing piers, and nature trails. The community is vibrant, with plenty of events, dining options, and outdoor activities to enjoy.

13. Daytona Beach, Florida

Cheap housing and a bustling beach environment are combined at Daytona Beach. The cost of living is 5% lower than the national average. Retirees can immerse themselves in the excitement of NASCAR events, enjoy beachfront parks, and participate in a variety of water sports. The city also offers a range of dining, shopping, and cultural experiences to keep residents engaged.

14. Rockport, Texas

Rockport is a charming coastal town with a cost of living 9% lower than the national average. This serene location is perfect for retirees looking for a peaceful lifestyle. The town offers activities such as birdwatching, fishing, and visiting art galleries. Rockport Beach, known for its clean and calm waters, is a great spot for relaxing and socializing.

15. Wilmington, North Carolina

With a cost of living that is 4% less than the national average, Wilmington offers a retirement by the coast. The city is rich in history and culture, featuring the historic downtown riverfront and beautiful nearby beaches like Wrightsville Beach. Retirees can enjoy a mild climate, outdoor activities, and a vibrant arts scene, making it a great place to retire by the sea.